The No Surprises Act went into effect on January 1. Patients with health insurance will no longer receive as many unexpected medical charges from emergency visits and other out-of-network health care services. It requires patients to pay only the in-network cost-sharing amount in those situations. You can read more about this here: https://www.axios.com/no-surprises-act-medical-billing-health-care-a711ae46-4ac1-4251-9960-fc1f266f809a.html