Insurers use copay accumulators to accept third-party copay assistance for a patient’s medication without counting these payments towards a patient’s cost-sharing obligations, lulling patients into a false sense of security before hitting them with bills running into the thousands of dollars for essential medications that patients often cannot afford alone. As you are enrolling in health insurance coverage, here are some points to help you identify copay accumulators. If you experience your insurance not allowing copay assistance to be counted toward your deductible or out of pocket maximum, please contact us at 724-741-6160 or